There is much to consider when purchasing

a diamond – especially diamond

engagement rings! The tradition of

presenting a woman with a diamond

engagement ring when proposing began in

1477 when Archduke Maximilian presented

a diamond ring to Mary of Burgundy – and

in most cases, the woman you plan to

propose to will expect a ring to accompany

that proposal!

First, determine how much ring you can

afford. Most people use the ‘two months

salary’ rule. This means that the ring should

cost the equivalent of two months of your

current salary. Because you have other bills

to pay, saving up this amount of money may

take quite a bit of time. You should consider

financing. Simply go to the jeweler of your

choice and tell them that you plan to buy an

engagement ring, and that financing will be

necessary. Go ahead and get the credit

check out of the way, find out what your

payments will be, and how much of a down

payment is required.

Now, have your mother, sister, or your

girlfriends best friend take your girlfriend

shopping, and make sure that they gaze at

the engagement rings to get an idea of what

she might like. Make sure that the jewelry

store you buy the ring from will allow you to

return the ring, if that is required, or allow

your girlfriend to exchange it for another if

she isn’t happy with it!